Our verdict on Monarch Money

Monarch Money ranks #1 in our Budgeting Apps comparison with a score of 9.7/10 (outstanding). We named it Best Overall in this category. In short: modern all-in-one money dashboard with collaborative budgeting for couples.

Monarch Money at a glance

Our score 9.7/10 · Outstanding
Ranking #1 of our Budgeting Apps picks
Award Best Overall

Why it earned this score

Across our hands-on testing, Monarch Money stood out where it matters most for budgeting Apps buyers: clean net-worth view; custom categories and goals; partner collaboration. The full list of strengths is above.

Who should choose Monarch Money?

Monarch Money is a solid choice for most budgeting Apps shoppers. If it doesn't fit, our Budgeting Apps comparison covers the alternatives we rate highest.

Our score combines hands-on testing, real pricing checks and our editorial assessment — see how we rate. Affiliate relationships never change a ranking.