The easiest, most affordable way to start taking payments.
- Free, capable POS software
- Transparent flat-rate fees
- Affordable hardware
- Great for small business
POS Systems · June 2026
Take payments, manage inventory and grow. We compared the top point-of-sale systems for retail, restaurants and service businesses.
The easiest, most affordable way to start taking payments.
The top choice for retailers selling online and in person.
A restaurant-first platform with deep hospitality features.
Versatile hardware and an app market for many business types.
Powerful inventory and analytics for serious retailers.
| # | Product | Score | Best for | Price | |
|---|---|---|---|---|---|
| 1 | Square | 9.6/10 | Best Overall | Free + 2.6% per tap | Get Deal |
| 2 | Shopify POS | 9.3/10 | Best for Retail | $5/mo add-on | Get Deal |
| 3 | Toast | 9.1/10 | Best for Restaurants | From $69/mo | Get Deal |
| 4 | Clover | 8.8/10 | Best Hardware | From $14.95/mo | Get Deal |
| 5 | Lightspeed | 8.9/10 | Best for Inventory | From $89/mo | Get Deal |
A modern POS system does far more than take payments — it manages inventory, staff, customers and reporting across your counter and online. We compared the leading systems for retail, hospitality and service businesses.
Pick a system built for your sector: restaurants need table and kitchen features, retailers need inventory depth, and service businesses need appointments. Watch processing fees as much as software fees.
Compare monthly software cost, per-transaction processing rates, hardware prices, and whether the system locks you into its own payment processor.
Square is a favourite for small retail and cafés thanks to free software, transparent fees and easy hardware.
Square offers free POS software and you only pay processing fees. Paid tiers add advanced inventory and reporting.
In-person card fees commonly sit around 2.5%–2.9% plus a small fixed amount per transaction, varying by provider and plan.
Yes. Systems like Shopify POS and Square sync in-store and online sales and inventory in one place.
Some systems require their own processor (Square, Toast); others, like Lightspeed and Clover, offer more flexibility.
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